Skip to main content
    Find a Branch

    Planning for Retirement

    How to start your retirement plan

    Planning early, investing regularly, staying invested, and diversifying are key to peace of mind, and it is never too late to get started. At Kindred, we take you step-by-step through the process to help assess your retirement needs, setup your retirement plan, and continue to work with you after retirement to ensure your continuing income needs are met.

    Take the first step towards a worry-free retirement. Meet with a member of our Wealth and Investment Team to start your plan today.


       Book an appointment to get started

    Get to know your personalized retirement planning options

    Kindred offers a number of options to save for retirement that can provide immediate or long-term benefits including tax savings, income management, increased growth potential, and more. Among these are Registered Retirement Savings Plans (RRSPs), Tax-Free Savings Accounts (TFSAs), and Registered Retirement Income Funds (RRIFs).

    RRSP - Retirement Savings Plan

    An RRSP allows you to save money for retirement while lowering the income tax you owe today. Contributions are deducted from your annual income to reduce the amount of income tax you must pay for that year.

    TFSA - Tax-Free Savings Account

    A TFSA is a flexible, registered general-purpose savings account that allows Canadian residents to earn tax-free investment income to more easily meet their needs at any stage of life.

    RRIF - Retirement Income Fund

    You’ve saved for your retirement, now it’s time to reap the rewards! In collaboration with your Kindred Wealth and Investment Team, you can determine how to set up your RRIF to create a regular income stream.

    We offer three choices for funding your retirement within these tax-sheltered options: Kindred GICs, Mutual Funds, and DIY Investing.

    Pre-authorized deposits to your RRSP make it so much easier to save. Contribute every month and watch your savings add up! Book an appointment to set up your automatic retirement savings plan today.

    How Prepared Are You for Retirement?

    We talk to Canadians on the street about their retirement savings, planning, and goals. You might be surprised to find out how unprepared the average person feels about their financial future.

    We are here to help!

    Retirement Savings Calculator

    How much money do you need to retire?

    Use these interactive online retirement calculators to help determine your savings needs so you can retire when you are ready and on your terms.

    Planning for Retirement

    There are many ways to save for your retirement, but how much do you need? Use this RRSP calculator to find out, so that you can retire comfortably. Planning early is the key to peace of mind.  Retirement Savings Calculator

    Saving Tax-Free

    Give this calculator a try to see how you can earn tax-free income on your savings. Set your savings goal, and watch your funds grow in a Tax-Free Savings Account! TFSA Calculator

    Creating income in retirement

    When planning your retirement, it’s important to know how your money will work for you. Use this calculator to determine minimum withdrawal amounts, how long your funds will last, and more. Retirement Income Calculator

    Check out these helpful retirement planning insights from Kindred's Wealth and Investment Team

     

    How do I start saving for retirement?

    Learn the ins and outs of RRSPs and starting off your retirement savings plan.

    What’s the difference between a RRSP and TFSA?

    Learn how these savings options differ and which might be right for achieving your retirement goals.

    Saving for Retirement: Everything You Need to Know

    Helpful steps for planning your retirement savings carefully to reach your goal.

    Meet with a member of our Wealth and Investment Team 

    for investing advice with values at the core. We can help with your financial plan for retirement today.

    Schedule Your Meeting
    Select Image


    You can find us on social, join the conversation!

    ​​Kindred Credit Union© 2025 Kindred Credit Union. All rights reserved.  Inspiring peaceful, just, and prosperous communities