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    Mutual Funds

    Are mutual funds right for me?

    Mutual funds can be an effective way to diversify your investments and help you reach your long-term financial goals – whether that’s your retirement or saving for your child’s education. The mutual funds concept is simple: a group of investors pools money together and a fund manager invests this money in return for a management fee. Every mutual fund unit represents an investment in a variety of securities that could include stocks, bonds, cash, and other securities. There are a number of benefits to choosing mutual funds:

     

    Professional Management

    Owning a mutual fund gives you access to professional portfolio managers who monitor your investment and seek out new opportunities to enhance its value.

    Accessibility

    You can invest in mutual funds with as little as $500. From there, set up monthly deposits and watch your investment grow.

    Diversification

    Mutual funds are diversified by design, since they are made up of bundles of investments in a variety of companies, business sectors, and countries. When you diversify your portfolio, you minimize your exposure to market volatility.

    Tax Efficiency

    There are a variety of options that provide tax efficient investing outside of registered plans, such as dividends, capital gains, and return of capital.

    Liquidity

    While it makes sense to hold mutual funds for longer-term investing, it’s always possible to redeem your mutual fund at the current market value to access your cash. Speak to to a member of our Wealth and Investment Team for advice.

    Convenience

    When you purchase mutual funds, you benefit from professional management and that comes with tax reporting and tracking of capital gains. Plus, the dividends you earn will be reinvested into your portfolio automatically.

    How much risk is involved in mutual fund investing?

    A mutual fund is made up of a variety of investments, which means every mutual fund carries a different level of risk. Decades of market experience tells us that the higher the risk level, the greater your potential for earning a good return. That said, it’s important to remember that your principal is not guaranteed when you invest in mutual funds, since your investment is subject to market returns. 

     

    How can I invest in mutual funds?

    Kindred has access to a broad array of mutual funds through Qtrade Asset Management (QAM) or Qtrade Advisor (QA). We have Wealth and Investment Team members licensed through QAM and QA that are able to provide you with full-service mutual fund services. They’re happy to meet with you to discuss your personal financial situation and review your investing options, so that you can make an informed investing decision. Meet with a member of our Wealth and Investment team to get started.

    Alternately, the do-it-yourself investor can purchase mutual funds through Qtrade Direct Investing. An award-winning online investing platform, Qtrade Direct Investing is easy-to-use and offers independent research tools and low commissions. And when you need help, you can count on outstanding client support. You can get started with Qtrade Direct Investing here

    If you like the idea of managing your own investments, but with some professional guidance and lower costs, you can take advantage of digital advice through Qtrade Guided Portfolios. You can get started with Qtrade Guided Portfolios here.

    ​Managing your investments online with Qtrade Direct Investing is easy.

    Pursue your goals with the confidence that comes from expanded investor knowledge and expert insights, with help from an award-winning platform to guide your investment decisions. We’ve partnered with Qtrade Direct Investing so you can buy and sell stocks, bonds, ETFs, and mutual funds with low trading fees. Give Qtrade a try with a 30-day free trial account.

    ​Already have a Qtrade Direct Investing account? Log in here.

    ​Save time with digital advice from Qtrade Guided Portfolios.

    Qtrade Guided Portfolios is a simple online investing platform that makes it easy to save for your goals. This fully automated service lets you benefit from digital advice and helps you build a professionally managed, low-cost portfolio. Get started with Qtrade Guided Portfolios.

    Already have a Qtrade Guided Portfolios account? Log in here.

    Mutual funds can help build a more economically, socially, and environmentally sustainable world.

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    of our Wealth and Investment Team for investing advice with values at the core. We can help with your financial plan today.

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    Aviso Wealth

    Mutual funds and related financial planning services are offered through Aviso Wealth (a tradename of Aviso Financial Inc.). Mutual funds, other securities and securities related financial planning services are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade Guided Portfolios is a division of Aviso Financial Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulatory authorities. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.

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