Chequing Accounts

Your money earns interest in a Kindred chequing account.

Plus, when you maintain a minimum monthly balance of $3,000, we’ll waive your monthly service fee!

We offer all the features you’d expect, including values-centred banking!

Our personal chequing accounts make your day-to-day spending easy and convenient. Check out the options below to find the plan that works for you. 

This pay-as-you-go option lets you pay for services as you need them, with no monthly service fee! Flex Plan is best for those with low account activity.

Monthly fee: No fee

Earns tiered interest

Transactions per month: Pay per transaction.

This plan lets you use any combination of 25 free transactions for a low monthly fee. Value Plan is best for those with moderate account activity.

Monthly fee: $10.95

Earns tiered interest

Transactions per month: 25 free, then pay per transaction.

This plan gives you unlimited transactions for a low monthly fee. Unlimited Plan is best for those with high account activity. 

Monthly fee: $16.95

Earns tiered interest

Transactions per month: Unlimited transactions.

Available for youth, students, and seniors, this plan provides Kindred’s flexible and convenient banking with no monthly access fee! Generations Plan is best for youth, students, and seniors with moderate account activity.

Monthly fee: No fee

Earns tiered interest

Transactions per month: 25 free, then pay per transaction.

Refugees are eligible for this free chequing account for one year. Refugee Settlement Account is best for eligible members who would benefit from assistance in setting up banking services in Canada.

Monthly fee: No fee

Earns tiered interest

Transactions per month: Unlimited transactions.

Extras: Membership shares of $25 covered. Plus, first 50 cheques are free of charge.

This savings account earns tiered daily interest in US dollars (USD), with an option to write cheques too (with a monthly fee). Our USD Account is best for those who want to keep funds in US dollars without the need to change currencies.

Monthly fee: 
No fee savings account.
US $5.00 to add chequing option.

Earns tiered interest in US dollars

Transactions per month: Up to $5.00 of transactions are covered by the monthly fee, then pay per transaction.

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At Kindred our philosophy is to charge you a fair fee for the service you use. We’re committed to offering you competitive packages and a pay-as-you-go option that’s priced fairly. 

Ways to bank

Online & Mobile Banking

Access your account and manage all your everyday banking needs on any device. Our app is available in the Google Play Store and iOS App Store. Or, log in to Online Banking here.

Phone Banking

Our automated phone banking system is available any time of day. Just call 1.844.320.5380.

In Branch / ATMs

ATMs are available at each of our branches in southwestern Ontario. Plus, use your debit card at all EXCHANGE Network® ATMs across Canada. Find a branch/ATM.

Need a bit of breathing room? We’ve got you covered with overdraft protection.

Overdraft protection can be linked to your chequing account, offering convenience and peace of mind. It’s a hassle-free way to ensure transactions will still be processed, even when you’re short on funds.

Need a bit of breathing room? We’ve got you covered with overdraft protection.

Overdraft protection can be linked to your chequing account, offering convenience and peace of mind. It’s a hassle-free way to ensure transactions will still be processed, even when you’re short on funds.

You can enjoy these great benefits when you get a chequing account at Kindred.

Start with a chequing account, then simplify your life and consolidate all your daily banking at Kindred! There’s no reason to hesitate—in just a few minutes, ClickSWITCH will help you move all your direct deposits and recurring payments to your new Kindred account.

In addition to Kindred’s eight local ATMs, enjoy access to thousands of surcharge-free ATMs across Canada through THE EXCHANGE Network®.

When you do more business with Kindred, you get more back! We share a portion of our annual earnings with members through Profit Shares. 

Make transfers and deposits 24/7, including cash, through secure deposit drop boxes located at each of our eight branches. To facilitate contactless banking, you can also drop off your signed documents and paperwork for our Investing or Lending teams. 

Out-of-town members can make non-cash deposits and transfers by using our off-site drop boxes located throughout our service area. Plus we offer online banking and account opening for anyone in Ontario. Wherever you are, most everyday banking can be done online from the comfort of your home!

Cooperative banking is based on the idea that profits should have a higher purpose. When you join Kindred, you become a member and an owner, you share in our success, and you benefit from a banking relationship that focuses on what’s right for you and makes a difference in your community.

We offer foreign currency exchange for wherever your travels take you. See our foreign exchange rates and calculator. Call ahead to make your cash order. 

​Ready to join?

It’s easy. Click on the button to start your online application.