We're going whole hog on savings.

Make more of your business savings with a 4.50% high-interest savings offer. PLUS, check our our great short-term GIC rates!

Make Peace With Your Money

Invest in your future and receive up to $1,000* cash back as a thank you.

Banking solutions designed to fit your business.

Whether you’re looking for small business banking or a larger commercial loan—Kindred can help. Our team of agricultural and commercial account managers in your community understands the business challenges you face and the opportunities ahead.

With your best interests in mind, we’ll work together to explore options, set goals, and grow your business. Meet with us to explore your options or start making the switch to Kindred.

Financial Services just for Small Businesses.

Credit Cards

Your purchases support the Kindred Charitable Fund.

Did you know that when you make your purchases with a Kindred Mastercard you’re supporting the Kindred Charitable Fund?

Each year Kindred donates to the Kindred Charitable Fund based on our members’ use of their Collabria Mastercards. The Kindred Charitable Fund has distributed $1.62 million in support of charitable organizations since its inception in 1999. A total of 202 charities have benefited from these grants, helping to inspire peaceful, just, and prosperous communities across Ontario.

With a variety of options, including low rate, cash back, and travel rewards, there’s a Collabria Mastercard for you!

BusinessCreditCard

Business Cards

A Kindred Business Mastercard gives you a convenient way to manage day-to-day business purchases and expenses while keeping them separate from your personal finances.

Visit our credit card partner, Collabria, to explore our business card options, get help choosing the right card, find answers to common questions, or apply online.

If you would prefer to discuss your options with a Kindred team member first, book a meeting with us.



  Apply Online       Meet with Us  

Smiling woman with orange sweater holding a credit card

Personal Cards

Whether you’re making everyday purchases, planning a larger expense, or looking for added benefits when you spend, a Kindred Mastercard can help you manage your money with flexibility and convenience.

Visit our credit card partner, Collabria, to explore our personal card options, see current promotions, get help choosing the right card, find answers to common questions, or apply online.

If you would prefer to discuss your options with a Kindred team member first, book a meeting with us.


  Apply Online       Meet with Us  

Savings Accounts

 Put your business savings to work.

 Your money earns interest in a Kindred business savings account, helping you make more of the funds you set aside. Explore the options below to find the account that works best for your business or organization. 

Daily Interest Savings (Plan 24)

Short-term saving

This straightforward savings account is best for those who want to save in the short-term with easy withdrawal options.

  • Standard interest, any balance
  • Unlimited debits
  • No minimum deposit
  • Set up automatic transfers
No fee monthly

CUBILL Savings

For large balances

Ideal for those with large balances, this tiered savings account lets you maintain access to your cash while earning our premium rate. Plus, you always earn based on minimum daily balance.

  • High interest rate on balances between $10,000 and $49,999
  • Premium interest rate on balances of $50,000 or more.
  • Unlimited debits
  • Minimum deposit: $10,000
No fee monthly

US Dollar

Keep funds in US dollars without the need to change currencies

This savings account earns tiered daily interest in US dollars (USD), with an option to write cheques too (with a monthly fee).

  • Earns tiered interest in USD
  • $5,000 USD min. balance for interest
  • Add chequing for US$5/mo
  • Pay per transaction over $5/mo
No fee monthly

Reduced and No-Fee Accounts

More of your money can go toward your mission.

Reduced-fee and no-fee chequing options help churches, registered charities, and not-for-profit organizations keep more of their money focused on their mission and the people and communities they serve.

  • Primary church memberships and registered charities pay no fees for daily transactions.
  • Not-for-profits receive 50% off business service fees for commonly used daily transactions.

For more details, see the Organization Service Fee Schedule.

For more services, visit Church and Charity Banking.

Chequing Accounts

 Values-centred banking, centred on you. 

 We understand your business and offer solutions to meet your needs with all the features you would expect. We offer business members chequing plans that are competitively priced and make managing your daily banking easier. Our plans offer a variety of access to the following services on your business chequing accounts1,2 with each plan tailored to meet your specific business needs. 

1. Service fees apply to each additional transaction exceeding the number included in the plan.
2. Maintenance fees for a chequing account with a line of credit are not included in the price of the packages, and remain a separate cost.
3. Applies to most day-to-day banking transactions.

 

Pay-As-You-Go

This pay-as-you-go option lets you pay for services as you use them, with no monthly service fee! This plan is best for those with low account activity.

  • Earns tiered interest
  • Pay per transaction
No fee monthly

Business Prosper Plan

This plan lets you use any combination of 30 free transactions3 for a low monthly fee. Business Prosper Plan is best for those with low to moderate account activity.

  • Earns tiered interest
  • 30 free transaction, then pay per transaction
$15.00 per month

Business Premier Plan

This plan gives you unlimited transactions3 for a low monthly fee. Unlimited Plan is best for those with high account activity.

  • Earns tiered interest
  • Unlimited transactions
$80.00 per month

Payments and Payroll 

Accept payments with Clover, process receivables and direct payroll transactions electronically, and simplify payroll administration with Wagepoint, and set up delegates and create professional, customized invoices with Small Business Online Banking.

We’re committed to offering you competitive packages and a pay-as-you-go option that’s priced fairly. For a detailed comparison of the above plans and to select the account option that best fits your needs, Business Accounts and Comparison Chart.

Small Business Online Banking is loaded with features to save you time, increase security, and streamline processes.