Gather something good this fall.

Limited-time high-interest savings offer.

Make Peace With Your Money

Invest in your future and receive up to $1,000* cash back as a thank you.

You have a better choice for banking. 

Financial decisions are not values-neutral. They can impact the world in amazing, positive ways. You have a better choice for banking—a place where your money can be a force for good.

Visit our Membership page to learn more. Or, if you’re ready to make a better choice, open an account online today!

Savings Accounts

Your money earns interest in a Kindred savings account.

Interest is calculated daily and paid monthly, making it easy to build your savings. Explore the options below to find the account that works best for you.

Daily Interest Savings (Plan 24)

Short-term saving

This straightforward savings account is best for those who want to save in the short-term with easy withdrawal options.

  • Standard interest, any balance
  • Unlimited withdrawals
  • No minimum deposit
  • Set up automatic transfers
No fee monthly

CUBILL Savings

For large balances

Ideal for those with large balances, this tiered savings account lets you maintain access to your cash while earning our premium rate. Plus, you always earn based on minimum daily balance.

  • High interest rate on balances between $10,000 and $49,999
  • Premium interest rate on balances of $50,000 or more.
  • Unlimited withdrawals
  • Minimum deposit: $10,000
No fee monthly

US Dollar

Keep funds in US dollars without the need to change currencies

This savings account earns tiered daily interest in US dollars (USD), with an option to write cheques too (with a monthly fee).

  • Earns tiered interest in USD
  • $5,000 USD min. balance for interest
  • Add chequing for US$5+/mo
No fee monthly

Chequing Accounts

Values-centred banking, centred on you.

We offer members Personal Chequing Plans that are competitively priced and make managing your everyday banking easier. Chequing accounts earn tiered interest based on the minimum daily balance. Plus, when you maintain a minimum monthly balance of $3,000, your transaction fees1 and the monthly access fee are waived! Explore the options below to find the plan that works best for you.

For a detailed comparison of the plans, see Chequing Plans Comparison Chart.

1 Applies to month-end fees. Does not apply to immediate fees.

Generations Plan

Youth, students, seniors, RDSP beneficiaries, and members receiving (or eligible for) income support get flexible banking with no monthly access fee. Best for moderate account activity. Experiencing temporary financial difficulty? Let's talk about your eligibility.

  • Earns tiered interest
  • 25 free transactions / month, including e-transfers
  • Eligibility review with an advisor
No fee monthly

Flex Plan

This pay-as-you-go option lets you pay for services as you need them, with no monthly service fee! Flex Plan is best for those with low account activity.

  • Earns tiered interest
  • Pay per transaction
  • Pay per e-Transfer®
  • Free Kindred Mobile App + online banking

 

 

 

 

No fee monthly

Unlimited Plan

Best for heavy activity

This plan gives you unlimited transactions for a low monthly fee. Unlimited Plan is best for those with high account activity.

  • Earns tiered interest
  • Unlimited transactions
  • Unlimited e-Transfers®
  • Identity theft protection included

 

$17.95 per month

Low-Fee No-Fee Accounts

Banking that’s accessible.

Everyone should have access to the everyday banking services they need. Low-fee and no-fee chequing options can give you greater financial flexibility. Explore the options below to find the account that works best for you.

Generations Plan

Youth, students, seniors, RDSP

Youth, students, seniors, RDSP beneficiaries, and members receiving (or eligible for) income support get flexible banking with no monthly access fee. Best for moderate account activity. Experiencing temporary financial difficulty? Let's talk about your eligibility.

  • Earns tiered interest
  • 25 free transactions / month, including e-transfers
  • Eligibility review with an advisor
No fee monthly

Flex Plan

This pay-as-you-go option lets you pay for services as you need them, with no monthly service fee! Flex Plan is best for those with low account activity.

  • Earns tiered interest
  • Pay per transaction
  • Pay per e-Transfer®
  • Free Kindred Mobile App + online banking

 



No fee monthly

Refugee Settlement Account

Refugees in their first year

Refugees are eligible for this free chequing account for one year. Refugee Settlement Account is best for eligible members who would benefit from assistance in setting up banking services in Canada.

  • Unlimited transactions
  • Unlimited e-Transfers®
  • $25 membership share covered
  • First 50 cheques free
No fee monthly

Credit Cards

Your purchases support the Kindred Charitable Fund.

Did you know that when you make your purchases with a Kindred Mastercard you’re supporting the Kindred Charitable Fund?

Each year Kindred donates to the Kindred Charitable Fund based on our members’ use of their Collabria Mastercards. The Kindred Charitable Fund has distributed $1.62 million in support of charitable organizations since its inception in 1999. A total of 202 charities have benefited from these grants, helping to inspire peaceful, just, and prosperous communities across Ontario.

With a variety of options, including low rate, cash back, and travel rewards, there’s a Collabria Mastercard for you!

Smiling woman with orange sweater holding a credit card

Personal Cards

Whether you’re making everyday purchases, planning a larger expense, or looking for added benefits when you spend, a Kindred Mastercard can help you manage your money with flexibility and convenience.

Visit our credit card partner, Collabria, to explore our personal card options, see current promotions, get help choosing the right card, find answers to common questions, or apply online.

If you would prefer to discuss your options with a Kindred team member first, book a meeting with us.


  Apply Online       Meet with Us  

BusinessCreditCard

Business Cards

A Kindred Business Mastercard gives you a convenient way to manage day-to-day business purchases and expenses while keeping them separate from your personal finances.

Visit our credit card partner, Collabria, to explore our business card options, get help choosing the right card, find answers to common questions, or apply online.

If you would prefer to discuss your options with a Kindred team member first, book a meeting with us.



  Apply Online       Meet with Us  

Overdraft Protection is available as an add-on to any chequing account and serves as a back-up plan, covering your account so that even if your balance falls below zero, transactions will not be rejected. It’s a hassle-free way to ensure your finances are in check every day.

Ready to
open an account?

It’s easy. Just click 'Apply Online' to join Kindred in less than five minutes! Or click 'Membership' to learn more about becoming a member of Kindred Credit Union.

 
Banking with Kindred
kindred-grey-arrow-down
kindred-orange-arrow-right