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We’ve got your business banking needs covered.

Whether you’re looking for small business banking or a larger commercial loan—Kindred can help. Our team of agricultural and commercial account managers in your community understands the business challenges you face and the opportunities ahead. With your best interests in mind, we’ll work together to explore options, set goals, and grow your business.


Business Accounts

Our everyday banking accounts are designed to work for business owners and farmers. Business Accounts and Service Fees. Kindred also offers an account designed to meet the needs of churches and organizations. Organization Accounts and Service Fees.

Debit Cards

Our MEMBER CARD® debit card gives you access to your accounts at eight conveniently located Kindred ATMs and a national network of over 4,000 surcharge-free ATMs—a network bigger than most banks.

Credit Cards

Our Business Mastercard® gives you access to credit to conveniently handle your business finances. Plus, for every dollar you spend on your Mastercard, we contribute to the Kindred Charitable Fund! See our Business Mastercards.

Point-of-Sale Systems

Accept all payment types and run your business better with Clover. Clover builds smart, customized POS systems to make running your business easier. Learn more about Clover.

Receivables and Direct Payroll Transactions

Automated Funds Transfer (AFT) is a quick and effective way to process receivables, donations, tithings, and direct payroll transactions electronically.

Business and Succession Planning

Kindred Account Managers know and understand the needs of your business and are available to support you in your ongoing business planning. And, when the time is right, succession planning services are available.

Letters of Credit/Guarantee

When you require documentation, we can provide written assurance of your credit worthiness.

Farm Record Books

Kindred offers members farm record books for a low cost, so small farming businesses can access this tool for record keeping and farm management.

Group RRSPs

Acquiring the talent you need for your business or organization is a constant challenge. One way to both attract and retain the best people is by offering a competitive rewards package, which may include a retirement savings plan.

Small Business Online Banking is loaded with features to save you time, increase security, and streamline processes.

  • Pay bills, view account activity, cheque images, and statements
  • Pay and file business taxes
  • Set up delegates, such as your bookkeeper or accountant, with either initiator or read-only access
  • Facilitate dual signature transactions

Interac e-Transfer offers a convenient, contact-free way for you to send and receive money:

  • Send money to anyone in Canada. All they need is an online banking account, an email address, or a phone number
  • Receive up to $25,000 in real time without any delays, with no daily, weekly, or monthly receiving limits
  • Automatically accept payments with no login or security questions needed
  • Receive details on payments such as invoice details and amount
  • Request Money allows you to email the sender a request for money in advance and to help get payments quickly and easily
  • Create invoices, personalized messages, and due dates

Small Business Online Banking also offers the following enhanced, fee-based services:


Subscribe to Invoicing and you’ll be able to create professional, customized invoices, email them directly to customers, and track payments.

Online Cheque Depositing

With Kindred’s Remote Deposit Capture you can deposit both Canadian and US cheques easily and securely without visiting a branch! Churches and charities get reduced fees. Learn more about Remote Deposit Capture.

You can help, with the affordable housing crisis in our communities.

Kindred Credit Union and WRCF partnered to develop an innovative solution that has the potential to make a difference for people in the communities we serve to find a place to call home.



For capital expenses, purchasing equipment, or quota-based agricultural commodities.

Lines of Credit

A convenient, flexible solution to cover your operating needs. A Secure Line of Credit is attached directly to your chequing account, giving you access to the funds simply by writing a cheque, using your MEMBER CARD debit card, or visiting a Kindred branch. This eliminates the need to transfer funds between accounts and provides built-in overdraft protection.

Business Mortgages

Whether it's for construction, purchase, or refinancing, a Kindred mortgage can help you get the land or building needed to build your business.

Affordable Housing Loans

Affordable Housing Loans are available to not-for-profit or for-profit organizations developing or providing long-term, permanent affordable housing. These loans are supported by the Affordable Housing GIC impact investment. Learn More.

Creation Care Loans

Helping members care for creation, Creation Care Loans are renewable fixed rate loans that come with a 0.5% environmental discount.

Member Assistance Services

Helping members care for each other, this unique program gives our members the opportunity to both offer and access financial assistance in times of need. Learn More.

Through connection with community-based growing projects, our branches support the Canadian Foodgrains Bank in working towards a world without hunger. Learn more about Kindred’s growing project.

We support churches and church-based charities across Ontario.

Our churches are important to us! That’s why Kindred supports churches and church-based organizations through Community Inspiration GICs, and the Kindred Charitable Fund. The donations and grants from these programs have impacted people and communities across Ontario. Learn more about community impact.

Learn more about Community Inspiration GICs.

Take a look at these articles on our Banking With Purpose Blog


Cooperating for Change

#Community Impact

Need to make a deposit? Print and complete a deposit slip before you visit. Download the deposit slip.

We offer a fee-free account for churches, charities, and non-profit organizations.
Learn more about church/org banking.

Whether livestock or cash crops, we’re a trusted partner to thousands of farmers across southwestern Ontario.
Learn more about agricultural banking.

​We’re here for you! 

With your best interests in mind, we’ll work together to explore options, set goals, and grow your business. Use our online appointment booking tool to schedule a meeting.