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    We understand churches and their financial needs.

    Banking with purpose for churches, charities, and organizations.

    Whether you’re looking for small business banking or a larger commercial loan—Kindred can help. Rev. Brooke Ashfield from Knox Presbyterian Church explains how Kindred’s understanding of churches led to a relationship that allows Knox to direct more of its funds to its ministry and mission.

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    Chequing accounts with reduced fees for congregations, charities, and not-for-profit organizations.

     

    We want to recognize the positive impact our organization members have in our communities, that’s why we offer a chequing account with reduced fees — so you can focus on your mission. This chequing account is available for congregations, registered charities, and not-for-profit organizations.

    • Primary congregation memberships and registered charities pay no fees for daily transactions.
    • Not-for-profit corporations receive 50% off our business service fees for commonly used daily transactions

    See more about our Organization Accounts and Service Fees.

    With an organization bank account you get access to online banking — it’s loaded with features to save you time, increase security, and streamline processes.

     
    • Pay bills, view account activity, cheque images, and statements
    • Pay and file business taxes
    • Set up delegates, such as your bookkeeper or accountant, with either initiator or read-only access
    • Facilitate dual signature transactions

    Interac e-Transfer offers a convenient, contact-free way for you to send and receive money:

    • Send money to anyone in Canada. All they need is an online banking account, an email address, or a phone number
    • Receive up to $25,000 in real time without any delays, with no daily, weekly, or monthly receiving limits
    • Automatically accept payments with no login or security questions needed
    • Receive details on payments such as invoice details and amount
    • Request Money allows you to email the sender a request for money in advance and to help get payments quickly and easily
    • Create invoices, personalized messages, and due dates

    Small Business Online Banking also offers the following enhanced, fee-based services:

    Invoicing

    Subscribe to Invoicing and you’ll be able to create professional, customized invoices, email them directly to customers, and track payments.

    Online Cheque Depositing

    With Kindred’s Remote Deposit Capture you can deposit both Canadian and US cheques easily and securely without visiting a branch! Churches and charities get reduced fees. Learn more about Remote Deposit Capture.

    You can help, with the affordable housing crisis in our communities.

    Kindred Credit Union and WRCF partnered to develop an innovative solution that has the potential to make a difference for people in the communities we serve to find a place to call home.

    Learn More

    Kindred Credit Union’s values-centred approach is woven into everything we do, including our unique, innovative, and impactful products, services, and programs.

     

    Church Credit Cards

    Did you know that just by having and using a Kindred Mastercard you’re helping support the Kindred Charitable Fund? Each year Kindred donates funds to the Kindred Charitable Fund based on our members’ use of their Collabria Mastercard! See our Business Mastercards.

    Church Mortgages

    From your revenue model to your risk level, Kindred understands churches. We've been providing favourable church mortgages and financing for more than 40 years. 

    Donations and Tithings

    Automated Funds Transfer (AFT) is a quick and effective way to process receivables, donations, tithings, and direct payroll transactions electronically.

    Affordable Housing Loans

    Affordable Housing Loans are available to not-for-profit or for-profit organizations developing or providing long-term, permanent affordable housing. These loans are supported by the Affordable Housing GIC impact investment. Learn More.

    Creation Care Loans

    Helping members care for creation, Creation Care Loans are renewable fixed rate loans that come with a 0.5% environmental discount. 

    Member Assistance Services

    Helping members care for each other, this unique program gives our members the opportunity to both offer and access financial assistance in times of need. Learn more.

    Community Inspiration GICs

    Unique to Kindred, Community Inspiration GICs are a way for you to support your congregation or charity and your community. Grow your wealth with the security of a GIC, and Kindred donates bonus interest to the congregation or charity of your choice. Learn more.

    Kindred Charitable Fund

    The Kindred Charitable Fund has distributed $1.6 million in support of congregations and charitable organizations since 2001. A total of 202 groups have benefited from these grants, which have impacted people and communities across Ontario.

    Sponsorships and Grants

    Kindred also supports charitable organizations through sponsorships. Requests for amounts typically range from $250 to $2,000, and can be submitted year-round. We seek to support initiatives and organizations that actively inspire peaceful, just, and prosperous communities within the themes: Housing, Hunger, and Mental Health.

    We believe values and faith are central to life, and financial decisions are not values-neutral.

    At Kindred Credit Union, we believe your financial decisions can impact the world in amazing ways. We call this Banking with Purpose. It’s about making choices that reflect who you are, connecting with those you care about, being part of something bigger. It’s wanting all aspects of your life to reflect your beliefs–including your finances.

    We’ve been banking with purpose for over 50 years.

    It all began when a group of Mennonites had a radical vision to see mutual aid put into faithful practice — extending access to financial services across our community. That vision is lived out today through our innovative banking, borrowing, and investing products and services.

    Kindred Credit Union is cooperative banking that connects values and faith with finances inspiring peaceful, just, and prosperous communities.

    Take a look at these articles on our Kindred Connects blog

     

    Introducing the Community Inspiration Framework

    #Community Impact

    Cooperating for Change

    #Community Impact

    Collaborative Partnership: Advancing Affordable Housing

    #Community Impact

    Whether you’re looking for small business banking or a larger commercial loan—Kindred can help.
    ​Learn more about small business banking.

    Whether livestock or cash crops, we’re a trusted partner to thousands of farmers across southwestern Ontario.
    ​Learn more about agricultural banking.

    ​We’re here for you! 

    With your best interests in mind, we’ll work together to explore options, set goals, and help your church be as financially healthy as it can be. Use our online appointment booking tool to schedule up a meeting with us. 

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    ​​Kindred Credit Union© 2025 Kindred Credit Union. All rights reserved.  Inspiring peaceful, just, and prosperous communities