​​Getting a Loan

Responsible borrowing to power your life.

From term loans to lines of credit and even student borrowing solutions, Kindred has the credit options you’re looking for. At Kindred you’ll also get insightful advice — your long-term financial security is our priority. 

Loans

Whether you’re looking to purchase a vehicle, borrowing to invest, or looking to renovate your home, we have loan options to help make your plans a reality. Kindred offers 1 to 5-year fixed and variable rate term loans, pre-approval, competitive rates and pre-authorized payment options.

Lines of Credit

We offer line of credit solutions with the flexibility to meet your borrowing needs. Our revolving lines of credit allow you to borrow up to your pre-determined limit whenever you need it.

Student Credit

This is designed specifically for students in need of money for post-secondary education or training. Upon approval, access money when you need it, pay down the balance at any time, and only pay interest on the money used for the length of time you use it.

Home Equity Line of Credit

A Home Equity Line of Credit can be the most cost effective way to borrow. By using the equity established in your home as security, we can offer you our best possible rate. A Home Equity Line of Credit is available for up to 65% of the value of your home.

Overdraft Protection

Overdraft Protection serves as a back-up plan, covering your chequing account so that even if your balance falls below zero, transactions will not be rejected. It’s a hassle-free way to ensure your finances are in check, every day.

Credit Cards

From Cash Back and no-fee to Gold and Travel Rewards cards, Kindred has a convenient credit card made for you! Plus, every time you use it you’ll have an impact on your community. Learn More.

Creation Care Loan

Creation Care Loans are available to members who would like to purchase products such as solar energy systems and geo-thermal heating/cooling, as well as home upgrades prescribed as part of an eco-energy audit. Creation Care Loans offer a renewable fixed rate loan with a 0.5% environmental discount.

Our Member Assistance Services combines our commitment to mutual aid with the resources of a vibrant credit union. We offer unique lending options for those who need help getting a loan and those experiencing financial hardship or distress.

Because we all need a little help sometimes.

Looking for a competitve rate on a Kindred loan? You can visit our rates page to learn more about loan rates

How much can I borrow?

​​

Not seeing the numbers you’re looking for?

Speak with a Lending Specialist to learn more about how you might be approved. We can provide you with tips for boosting your credit rating, and other financial advice that may improve your financial situation. It’s worth a conversation! Contact Us.

Protect your loved ones with insurance on your loan or line of credit. Coverage is available for many life situations, whether you suffer a total disability, are diagnosed with a critical illness, or pass away. Many people find it difficult to consider life insurance, but an honest conversation followed by a well-thought-out plan can give you much-needed peace of mind.

Loan and Line of Credit protection is offered in partnership with CUMIS® Life Insurance Company.

What's next?

Your Kindred Lending Specialist will help you find the credit solution that best fits your needs.