Borrowing that fits your life and your values.

The right financing can help make what matters to you possible. Whether you’re planning a big purchase, handling an unexpected expense, or working toward a goal, we’ll help you understand your options and borrow with confidence.

Let’s explore what’s possible together.

Meet with Us   Loan rates

Looking for options?
We have the right lending solution for you.


From term loans to lines of credit and even student borrowing solutions, Kindred has the credit options you’re

looking for. At Kindred, you’ll also get insightful advice — your long-term financial security is our priority.

 

Loan and Line of Credit protection is offered in partnership with CUMIS® Life Insurance Company.

Personal Loan Rates

Fixed Rate Loan

Interest Rate from

6.65 %

With a fixed interest rate, your rate and payment stay the same each month, and you know when your loan will be paid off. Since the rate is not variable, changes to the Kindred Prime Rate will not affect your loan.

Variable Rate Loan

Interest Rate from (Kindred Prime Rate + 1.00%)

5.45 %

With a variable interest rate, your rate changes whenever the Kindred Prime Rate changes, but your loan payment stays the same. If interest rates decrease, more of your regular loan payment goes towards your principal (the amount still owed, not including interest), so you may pay off your loan faster. If interest rates increase, more of your regular loan payment goes towards interest and it may take you longer to pay off your loan.
Member Assistance Services

Member Assistance Services

Because we all need a little help sometimes

Our Member Assistance Services combines our commitment to mutual aid with the resources of a vibrant credit union. We offer unique lending options for those who need help getting a loan and those experiencing financial hardship or distress.

Man charging e-vehicle in front of house with solar panels

Creation Care Loan

An investment in sustainability

Creation Care Loans are available to members who would like to purchase products such as solar energy systems and geo-thermal heating/cooling, as well as home upgrades prescribed as part of an eco-energy audit. Creation Care Loans offer a renewable fixed rate loan with a 0.5% environmental discount. 


Ready to apply?

Getting the financing you need can be easy and convenient, whether you’re looking for a loan, line of credit, or overdraft protection. You can also get advice to help strengthen your credit and improve your financial situation. Use our online appointment booking tool to schedule a meeting in person, by phone, or online. It’s worth a conversation!


Meet with Us
kindred-branch-shoot-waterloo-2024-18-web
kindred-grey-arrow-down
kindred-orange-arrow-right