Registered plans are tax-friendly accounts to help you set aside money for your future.
These are accounts that are registered with the Canadian government. The associated immediate or long-term benefits can include tax savings, income management, added growth, and even grants. Take a look at the options below to find out which plan might be right for you.
A TFSA is a flexible, registered general-purpose savings account that allows Canadian residents to earn tax-free investment income to more easily meet their needs at any stage of life.
An RRSP allows you to save money for retirement while lowering the income tax you owe today. Contributions are deducted from your annual income to reduce the amount of income tax you must pay for that year.
You’ve saved for your retirement, now it’s time to reap the rewards! In collaboration with your Kindred Wealth and Investment Team, you can determine how to set up your RRIF to create a regular income stream.
It’s important to invest in your child’s future success. Invest today, and you can benefit from government grants such as the Canada Education Savings Grant and Canada Learning Bond.
An RDSP helps parents and others save for the long-term financial security of a person who is eligible for the Disability Tax Credit. Contributions can be made until the end of the year in which the beneficiary turns 59 and are eligible for grants such as the Disability Savings Grant. RDSP contributions are not tax-deductible.
The FHSA is a registered savings account that offers the benefits of both tax deductions on your contributions and non-taxable earnings!
There are many ways to save for your retirement, but how much do you need? Use this calculator to find out, so that you can retire comfortably. Planning early is the key to peace of mind. RRSP Calculator
When planning your retirement, it’s important to know how your money will work for you. Use this calculator to determine minimum withdrawal amounts, how long your funds will last, and more. RRIF Calculator
Give this calculator a try to see how you can earn tax-free income on your savings. Set your savings goal, and watch your funds grow in a Tax-Free Savings Account! TFSA Calculator
This calculator can help you build a long-term plan to save for your children’s post-secondary education, and show you how to maximize the Canada Education Savings Grant. RESP Calculator
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