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GIC Rates

6-Month GIC

Up to $24,999

3.30

2-Year GIC

Up to $24,999

5.00

Average Yield

3-Year Step Term

4.60

Tiered Rates1,2,4

 
List of rates for UP TO $24,999
UP TO $24,999 Rate
30-59 days
2.20
60-89 days
2.35
90-179 days
2.40
180-269 days
3.30
270-364 days
3.50
1 Year
4.85
2 year
5.00
3 Year
4.40
4 year
4.40
4 year - Affordable Housing GIC
4.40
5 year
4.50
List of rates for $25,000 TO $49,999
$25,000 TO $49,999 Rate
30-59 days
2.30
60-89 days
2.45
90-179 days
2.50
180-269 days
3.30
270-364 days
3.55
1 year
4.85
2 year
5.00
3 Year
4.45
4 year
4.45
4 year - Affordable Housing GIC
4.45
5 year
4.55
List of rates for $50,000 TO $99,999
$50,000 TO $99,999 Rate
30-59 days
2.40
60-89 days
2.55
90-179 days
2.55
180-269 days
3.30
270-364 days
3.60
1 year
4.85
2 year
5.00
3 Year
4.55
4 year
4.50
4 year - Affordable Housing GIC
4.50
5 year
4.65
List of rates for $100,000 TO $249,999
$100,000 TO $249,999 Rate
30-59 days
2.45
60-89 days
2.60
90-179 days
2.60
180-269 days
3.35
270-364 days
3.65
1 year
4.85
2 year
5.00
3 year
4.55
4 year
4.50
4 year - Affordable Housing GIC
4.50
5 year
4.70

Aggregate Rates2,3,4

 
List of rates for $250,000 TO $499,999
$250,000 TO $499,999 Rate
30-59 days
2.45
60-89 days
2.60
90-179 days
2.65
180-269 days
3.40
270-364 days
3.70
1 year
4.85
2 year
5.00
3 Year
4.60
4 year
4.55
4 year - Affordable Housing GIC
4.55
5 year
4.85
List of rates for $500,000 TO $999,999
$500,000 TO $999,999 Rate
30-59 days
2.50
60-89 days
2.65
90-179 days
2.70
180-269 days
3.45
270-364 days
3.75
1 year
4.85
2 year
5.00
3 Year
4.60
4 year
4.55
4 year - Affordable Housing GIC
4.55
5 year
4.90
List of rates for $1,000,000 AND OVER
$1,000,000 AND OVER Rate
30-59 days
2.50
60-89 days
2.75
90-179 days
2.80
180-269 days
3.50
270-364 days
3.80
1 year
4.85
2 year
5.00
3 Year
4.65
4 year
4.60
4 year - Affordable Housing GIC
4.60
5 year
5.05

3-Year Step Term5

 
List of rates for Year
Year Rate
Year 1
3.05
Year 2
4.28
Year 3
6.50
Compound return
4.60

5-Year Step Term6

 
List of rates for YEAR
YEAR Rate
Year 1
4.35
Year 2
4.50
Year 3
3.90
Year 4
3.90
Year 5
4.60
Compound return
4.25

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