GIC Rates

Get a great rate on a secure investment. See our non-redeemable GIC rates below.

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Tiered Rates1,2,4

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Aggregate Rates2,3,4

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Rates are subject to change without notice at any time. For more information about our rates, contact us.

For information about Index-Linked GICs or a customized rate for aggregate GICs over $500,000, please call or visit your local branch and speak with a member of our Financial Planning team. Daily interest savings and combined savings / chequing accounts are also available.

At Kindred Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits not in registered accounts are insured up to $250,000 through FSRA. Learn more about deposit insurance.

1 Tiered Rates are determined by the total value of one or more GICs invested at Kindred Credit Union that start on the same day.

2 Church Builder GICs are available from May 1 to June 30 each year and only as a non-registered GIC.

3 For a limited time aggregate rates apply where the total value of all GICs, Investment Shares and Registered Contracts invested at Kindred Credit Union and Qtrade or CQSI investments equal $250,000 and above.

4 Non-redeemable GICs cannot be redeemed before the maturity date. Your funds are locked-in for a specific term.

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Qtrade

Mutual funds and securities related financial planning services are offered through Qtrade Asset Management Inc. (“QAM”), Member MFDA. Securities and securities related financial planning services are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. (“CQSI”), Member of the Canadian Investor Protection Fund. QAM and CQSI are subsidiaries of Aviso Wealth. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed. Their values change frequently and past performance may not be repeated.