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GIC Rates

Get a great rate on a secure investment. See our non-redeemable GIC rates below.

Up to $24,999

5 Year

3.35

$250,000 to $499,999

5 Year

3.55

Step Term

5 Year

6.00

Tiered Rates1,2,4

 
List of rates for UP TO $24,999
UP TO $24,999 Rate
30-59 days
1.10
60-89 days
1.20
90-179 days
1.30
180-269 days
1.65
270-364 days
1.90
1 Year
2.55
2 year
2.70
3 Year
3.00
4 year
3.25
5 year
3.35
List of rates for $25,000 TO $49,999
$25,000 TO $49,999 Rate
30-59 days
1.20
60-89 days
1.30
90-179 days
1.40
180-269 days
1.70
270-364 days
1.95
1 year
2.60
2 year
2.75
3 Year
3.05
4 year
3.30
5 year
3.40
List of rates for $50,000 TO $99,999
$50,000 TO $99,999 Rate
30-59 days
1.30
60-89 days
1.40
90-179 days
1.45
180-269 days
1.80
270-364 days
2.00
1 year
2.60
2 year
2.85
3 Year
3.10
4 year
3.35
5 year
3.45
List of rates for $100,000 TO $249,999
$100,000 TO $249,999 Rate
30-59 days
1.35
60-89 days
1.45
90-179 days
1.50
180-269 days
1.85
270-364 days
2.05
1 year
2.65
2 year
2.85
3 year
3.10
4 year
3.35
5 year
3.50

Aggregate Rates2,3,4

 
List of rates for $250,000 TO $499,999
$250,000 TO $499,999 Rate
30-59 days
1.35
60-89 days
1.45
90-179 days
1.55
180-269 days
1.85
270-364 days
2.10
1 year
2.70
2 year
2.90
3 Year
3.15
4 year
3.40
5 year
3.55
List of rates for $500,000 TO $999,999
$500,000 TO $999,999 Rate
30-59 days
1.40
60-89 days
1.50
90-179 days
1.60
180-269 days
1.90
270-364 days
2.20
1 year
2.75
2 year
2.90
3 Year
3.15
4 year
3.40
5 year
3.55
List of rates for $1,000,000 AND OVER
$1,000,000 AND OVER Rate
30-59 days
1.40
60-89 days
1.60
90-179 days
1.70
180-269 days
2.00
270-364 days
2.30
1 year
2.75
2 year
2.95
3 Year
3.20
4 year
3.45
5 year
3.60
List of rates for STEP TERM
STEP TERM Rate
1 Year
2.05
2 Year
2.20
3 Year
2.50
4 Year
2.75
5 Year
6.00
Average Yield
3.10

Rates are subject to change without notice at any time. For more information about our rates, contact us.

For information about our investment products and rates, please call or visit your local branch and speak with a member of our Wealth and Investment team. High interest savings, daily interest savings, and combined savings / chequing accounts are also available.

At Kindred Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits not in registered accounts are insured up to $250,000 through FSRA. Learn more about deposit insurance.

1 Tiered Rates are determined by the total value of one or more GICs invested at Kindred Credit Union that start on the same day.

2 Church Builder GICs are available from May 1 to June 30 each year and only as a non-registered GIC.

3 Aggregate rates apply where the total value of all GICs, Investment Shares and Registered Contracts invested at Kindred Credit Union and Qtrade or CQSI investments equal $250,000 and above.

4 Non-redeemable GICs cannot be redeemed before the maturity date. Your funds are locked-in for a specific term.

Meet with a member 

of our Wealth and Investment Team for investing advice with values at the core. We can help with your financial plan today.

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Qtrade

Mutual funds and securities related financial planning services are offered through Qtrade Asset Management Inc. (“QAM”), Member MFDA. Securities and securities related financial planning services are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. (“CQSI”), Member of the Canadian Investor Protection Fund. QAM and CQSI are subsidiaries of Aviso Wealth. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed. Their values change frequently and past performance may not be repeated.