GICs (Term Deposits)

GIC terms less than 1 year require a minimum deposit of $5,000. GIC terms 1 year and longer require a $ 500 minimum deposit unless you’re under 18, in which case your minimum deposit is $50.

Rates are subject to change without notice at any time. For more information about Kindred's interest rates, visit your local branch or call us at 519.746.1010 or 1.888.672.6728.

Up to $24,999 (Rates effective 2020-12-01) Rates
30-59 days 0.40%
60-89 days 0.40%
90-179 days 0.50%
180-269 days 0.50%
270-364 days 0.50%
1 Year 1.00%
2 year 1.10%
3 Year 1.20%
4 year 1.30%
5 year 1.40%
$25,000 to $49,999 (Rates effective 2020-12-01) Rates
30-59 days 0.50%
60-89 days 0.50%
90-179 days 0.55%
180-269 days 0.55%
270-364 days 0.55%
1 year 1.05%
2 year 1.15%
3 Year 1.25%
4 year 1.30%
5 year 1.45%
$50,000 to $99,999 (Rates effective 2020-12-01) Rates
30-59 days 0.60%
60-89 days 0.60%
90-179 days 0.65%
180-269 days 0.65%
270-364 days 0.65%
1 year 1.05%
2 year 1.20%
3 year 1.30%
4 year 1.30%
5 year 1.45%
$100,000 to $249,999 (Rates effective 2020-12-01) Rates
30-59 days 0.65%
60-89 days 0.65%
90-179 days 0.70%
180-269 days 0.70%
270-364 days 0.70%
1 year 1.10%
2 year 1.20%
3 year 1.35%
4 year 1.35%
5 year 1.50%
$250,000 to $499,999 (Rates effective 2020-12-01) Rates
30-59 days 0.65%
60-89 days 0.65%
90-179 days 0.70%
180-269 days 0.70%
270-364 days 0.70%
1 year 1.15%
2 year 1.25%
3 year 1.40%
4 year 1.40%
5 year 1.50%
$500,000 to $999,999 (Rates effective 2020-12-01) Rates
30-59 days 0.70%
60-89 days 0.70%
90-179 days 0.75%
180-269 days 0.75%
270-364 days 0.75%
1 year 1.20%
2 year 1.25%
3 year 1.45%
4 year 1.45%
5 year 1.55%
$1,000,000 to $1,999,999 (Rates effective 2020-12-01) Rates
30-59 days 0.80%
60-89 days 0.80%
90-179 days 0.85%
180-269 days 0.85%
270-364 days 0.85%
1 year 1.20%
2 year 1.30%
3 year 1.45%
4 year 1.45%
5 year 1.55%
$2,000,000 and over (Rates effective 2020-12-01) Rates
30-59 days 0.80%
60-89 days 0.80%
90-179 days 0.85%
180-269 days 0.85%
270-364 days 0.85%
1 Year 1.20%
2 year 1.35%
3 year 1.50%
4 year 1.50%
5 year 1.60%
 
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