GICs (Term Deposits)

GIC terms less than 1 year require a minimum deposit of $5,000. GIC terms 1 year and longer require a $ 500 minimum deposit unless you’re under 18, in which case your minimum deposit is $50.

Rates are subject to change without notice at any time. For more information about Kindred's interest rates, visit your local branch or call us at 519.746.1010 or 1.888.672.6728.

Up to $24,999 (Rates effective 2020-05-01) Rates
30-59 days 0.95%
60-89 days 1.00%
90-179 days 1.10%
180-269 days 1.10%
270-364 days 1.20%
1 Year Crisis Care GIC 1.50%
1 Year 1.75%
14 Month Special 1.90%
2 year 1.85%
3 Year 1.90%
3 Year Church Builder 1.90%
4 year 2.00%
5 year 2.10%
$25,000 to $49,999 (Rates effective 2020-05-01) Rates
30-59 days 1.05%
60-89 days 1.10%
90-179 days 1.15%
180-269 days 1.15%
270-364 days 1.20%
1 Year Crisis Care GIC 1.55%
1 year 1.80%
14 Month Special 1.95%
2 year 1.90%
3 Year 1.95%
3 Year Church Builder 1.95%
4 year 2.05%
5 year 2.15%
$50,000 to $99,999 (Rates effective 2020-05-01) Rates
30-59 days 1.15%
60-89 days 1.15%
90-179 days 1.20%
180-269 days 1.20%
270-364 days 1.25%
1 Year Crisis Care GIC 1.55%
1 year 1.80%
14 Month Special 2.00%
2 year 1.95%
3 year 2.00%
3 Year Church Builder 2.00%
4 year 2.05%
5 year 2.15%
$100,000 to $249,999 (Rates effective 2020-05-01) Rates
30-59 days 1.20%
60-89 days 1.20%
90-179 days 1.30%
180-269 days 1.30%
270-364 days 1.35%
1 Year Crisis Care GIC 1.60%
1 year 1.85%
14 Month Special 2.05%
2 year 2.00%
3 year 2.05%
3 Year Church Builder 2.05%
4 year 2.10%
5 year 2.20%
$250,000 to $499,999 (Rates effective 2020-05-01) Rates
30-59 days 1.25%
60-89 days 1.25%
90-179 days 1.35%
180-269 days 1.35%
270-364 days 1.45%
1 Year Crisis Care GIC 1.65%
1 year 1.90%
14 Month Special 2.10%
2 year 2.05%
3 year 2.10%
3 Year Church Builder 2.10%
4 year 2.15%
5 year 2.20%
$500,000 to $999,999 (Rates effective 2020-05-01) Rates
30-59 days 1.30%
60-89 days 1.30%
90-179 days 1.40%
180-269 days 1.40%
270-364 days 1.50%
1 Year Crisis Care GIC 1.70%
1 year 1.95%
14 Month Special 2.15%
2 year 2.10%
3 year 2.15%
3 Year Church Builder 2.15%
4 year 2.20%
5 year 2.25%
$1,000,000 to $1,999,999 (Rates effective 2020-05-01) Rates
30-59 days 1.40%
60-89 days 1.40%
90-179 days 1.45%
180-269 days 1.45%
270-364 days 1.55%
1 Year Crisis Care GIC 1.70%
1 year 1.95%
14 Month Special 2.20%
2 year 2.15%
3 year 2.20%
3 Year Church Builder 2.20%
4 year 2.20%
5 year 2.25%
$2,000,000 and over (Rates effective 2020-05-01) Rates
30-59 days 1.50%
60-89 days 1.50%
90-179 days 1.50%
180-269 days 1.55%
270-364 days 1.60%
1 Year Crisis Care GIC 1.75%
1 Year 2.00%
14 Month Special 2.20%
2 year 2.15%
3 year 2.20%
3 Year Church Builder 2.20%
4 year 2.25%
5 year 2.30%
 
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