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    Credit unions are part of your community. They know that local matters. Profits stay here, for everyone who contributed to their creation. So bank somewhere worthy. Bank where profits make an investment in your community. Because it matters. Be part of something bigger. Not just something big. Choose democracy. Choose cooperation. Choose Kindred. Because #SomeChoicesMatter. #BankingWithPurpose

    That’s right—this isn’t your average chequing account! Credit unions are financial cooperatives that provide the same services as banks, such as chequing accounts, mortgages, loans, and investment advice. One big difference is that credit unions are owned by our members—the people who bank with us! So, when you open an account with Kindred you become a member and an owner. As a member-owner you have an equal voice in how the credit union is run and receive a share of our annual earnings. Membership matters!

    Membership means profits are shared with you!

    When you open an account with Kindred, your first $25 is invested in Member Shares. This is not a fee; it’s an ownership stake in Kindred. This refundable investment belongs to you. Cooperative banking is based on the idea that profits should have a higher purpose, and they should be put back into the communities where our members live and work. In addition to great rates and better service, profits are returned to members in the form of Profit Shares. In fact, we’ve shared more than $13 million with our members over the last 10 years! The amount you receive is based on how much business you do with the credit union. 

    The choice to support local businesses in Ontario is a choice to keep our dollars growing in the very communities where we live, work, and play. As these dollars are passed between local businesses and invested back into the community, their value increases.

    Here’s what our staff have to say...


    “Every single conversation, every single relationship, it’s meaningful.”


    “It doesn’t matter who you are, or where you’re from, what your background is; you can all come together and build community.”


    “I think at the community level, people would be surprised by their ability to actually create change.”

    We’re here to serve members all across Ontario. Wherever you are, most everyday banking can be done online from the comfort of your home! Plus we have branches in Aylmer, Elmira, Leamington, Milverton, Mount Forest, New Hamburg, Waterloo, and Kitchener.

    We offer a full suite of banking products and services including:


    Ready to join? 

    It’s easy. Click on the button to start your online application.

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