Chequing Account Service Fees

We always try to make our service fees fair and equitable.

Deposits

In Branch

no charge

Kindred ATMs

no charge

ACCULINK, and THE EXCHANGE ATMs

no charge

Withdrawals

In Branch

no charge

Kindred ATMs

no charge

ACCULINK, and THE EXCHANGE ATMs

$0.80

Interac® Network ATMs

$1.00

US and International ATMs

$3.00

Transfers

Between accounts

no charge

Interac® eTransfer - receive funds

no charge

Interac® eTransfer - send or request funds

$0.80

Account transfer to another financial institution

$30.00

Purchases

Interac® Point-of-sale purchases

$0.80

Interac® online payment

$0.80

Pre-Authorized Debit (PAD) transactions

$0.80

Stop payments - In-branch

$12.50

Stop payments - Online Banking

$8.50

Bill Payments

In-branch

$1.50

Kindred ATM

$0.80

Online and Phone Banking

$0.80

Payment trace

$20.00

Cheques

Certified cheque

$7.50

Cheque images returned with statement

$0.30/chq

Cheque clearing

$0.80

Order cheques

cost varies

Stop cheque - Online Banking

$8.50

DRAFTS

Canadian

$7.501

International

$7.501

US Dollars

$7.501

WIRE funds

Amendments and Traces 

$30.00

Incoming - Canadian/foreign funds3

$3.50 + Central1 cost (varies)

Incoming - US funds4

$6.00 + Central1 cost (varies)

Outgoing - Canadian/foreign funds3

$20.00 + Central1 cost (varies)

Outgoing - US funds4

$20.00 + Central1 cost (varies)

Overdraft protection

Overdraft transfer (per day when utilized)

$5.00

Item returns - NSF item

$5.00

Item returns - NSF item (item returned)

$45.00

Item returns - for other reasons2

cost varies

Transfer - manual

$10.00

Unauthorized penalty

24% interest

​​

Kindred’s Board of Directors has established the following four guidelines for setting service fees:

  1. Members using the same service are to receive fair and equitable treatment.
  2. Members in extraordinary circumstances may receive extraordinary consideration.
  3. It’s important that members perceive service fees as fair and competitive and that value is received for the service rendered, including paying their fair share of costs for the services used.
  4. Charges and fees may be set to stimulate the usage of certain services or to deter undesirable practices, such as the writing of NSF cheques.

​Ready to join?

It’s easy. Click on the button to start your online application.